From now until May 30, 2024, business customers borrowing capital for production and business at Saigon – Hanoi Bank (SHB) will enjoy preferential loan interest rates from only 6.97%/year. The continuous reduction of interest rates in recent times aims to help customers promptly access cheap capital to promote businesses to overcome difficulties and develop.
Accordingly, SHB spends VND 5,000 billion with interest rates from 6.97% to support businesses in supplementing short-term working capital. Enterprises that enjoy incentives include: female-owned enterprises, administrative and non-business units, enterprises operating in priority fields such as agriculture, forestry, fisheries, exports, and enterprises applying high technology. , transportation infrastructure, education, healthcare, green projects,…
At the same time, SHB also set aside VND 1,000 billion for business customers who need car loans with loan terms of 36 months or more. Based on needs and capital usage plans, customers can choose preferential interest rates from 7.5%/year for the first 6 months or from 9.0%/year for 12 months.
In addition to preferential interest rates, SHB always focuses on optimizing customer support policies, creating favorable conditions for customers to easily access the Bank’s financial solutions such as: Simplifying procedures; Specialized sponsorship for each field and business line; Comprehensive financing from deposits, payments, credit and trade finance…
At the same time, SHB also proactively provides non-financial solutions, supports connecting input and output markets in the business community, provides free consulting and training on corporate finance, to ensure strategy suitable for the current period.
“The end of the year is an important time for production, business and consumption activities. SHB’s policies aim to accompany businesses in the context of many challenges in the general market, thereby supporting businesses to optimize capital costs and improve operational efficiency. In the coming time, we will continue to provide specialized policies, solutions, and products tailored to each customer, helping customers promote production and business, creating motivation for customers are growing day by day”SHB representative shared.
Since the beginning of the year until now, SHB has continuously implemented preferential interest rate programs for customers, including corporate and individual customers.
For individual customers, SHB is also implementing the program “30 years of companionship – Continuing gratitude” with a total preferential limit of up to 5,000 billion VND. Accordingly, customers who are borrowing capital from SHB for the purpose of production and business, buying a house, buying a car, consumer loan… will have their loan interest rate reduced by up to 1.5%/year compared to the normal interest rate. In particular, loyal customers who use many bank products and services can receive additional incentives of up to 2.5%/year.
Adjusting and reducing interest rates for customers and large-scale credit support packages are practical actions to support the community, businesses, and people, creating conditions for customers to access preferential loans. incentives, contributing to production and business growth, promoting consumption while demonstrating SHB’s role and responsibility in implementing the guidelines and operating policies of the Government and the State Bank. This is also a thank you to all customers who have trusted and accompanied the Bank for the past 30 years.