Actively respond to the policies of the Government and the State Bank and accompany and support customers to overcome difficulties, Saigon – Hanoi Bank (SHB) continue Reduce up to 2%/year loan interest rate for existing customers.
Accordingly, from now until the end of 2023, SHB will reduce lending interest rates by up to 2%/year for existing customers including individual and corporate customers to share the difficulties of customers, especially especially during the period of increased capital demand at the end of the year. In particular, SHB prioritizes supporting interest rate reduction for corporate customers operating in priority areas such as agriculture, rural areas, small and medium enterprises, green projects… and individual customers with consumer loans. use, production and business. SHB will proactively evaluate loans and notify specific information about the program to customers.
Since the beginning of the year until now, with the goal of solving difficulties for the economy, businesses and people, and supporting customers who have accompanied SHB during the past time, SHB has implemented many programs. Credit with preferential interest rates to support customers and economic development.
SHB spends VND 5,000 billion with interest rates from 6.97% to support businesses in supplementing short-term working capital and reserves VND 1,000 billion in preferential interest rates for business customers who need car loans with loan terms. 36 months or more. The program is implemented until May 30, 2024. Particularly for customers who are FDI enterprises and enterprises with export activities, SHB offers a preferential interest rate package of 50 million USD with preferential interest rates from only 4.8%/year, the program is implemented. until April 26, 2024.
At the same time, SHB is also implementing the program “30 years of companionship – Continuing gratitude” with preferential interest rates up to 1.5% with a total limit of VND 5,000 billion for individual customers borrowing capital at SHB with production and business purposes, buying a house, buying a car, consumer loans… In particular, loyal customers who use many bank products and services can receive additional incentives of up to 2.5 %/year. The program’s incentives are implemented until December 31, 2023.
Besides interest rate incentives, SHB also has many incentive programs for customers such as: exemption or reduction of service fees (collection services, international payments…), free payment account Combo Package, Preferential exchange rates for foreign currency trading, free account numbers…
Focusing on optimizing customer support policies, SHB always creates favorable conditions for customers to easily access the Bank’s financial solutions such as: Simplifying procedures; Specialized sponsorship for each field and business line; Comprehensive financing from deposits, payments, credit and trade finance…
SHB is also one of the banks that actively participates in bank-business connection programs hosted by the State Bank of Vietnam, and working sessions with business associations to listen to difficulties and problems and find solutions together. Resolve difficulties for customers. In addition, SHB also proactively provides non-financial solutions, supports connecting input and output markets in the business community, provides free consulting and training on corporate finance, to ensure Ensure the strategy is appropriate for the current period.
Adjusting and reducing interest rates for customers and large-scale credit support packages are practical actions to support the community, businesses, and people, creating conditions for customers to access preferential loans. incentives, contributing to production and business growth, promoting consumption while demonstrating SHB’s role and responsibility in implementing the guidelines and operating policies of the Government and the State Bank. This is also a thank you from SHB to all customers who have trusted and accompanied the Bank for the past 30 years.