In order to increase benefits for customers, Saigon – Hanoi Bank (SHB) officially reduces interest rates for online loans pledging savings books.
From January 17, 2023, SHB adjusted to reduce the credit interest rate by 0.5% for Online Loan products pledging savings books. Accordingly, the current online savings book mortgage interest specifically applies as follows:
- In case the loan period is < 50% of the deposit period: Loan interest rate = Deposit interest rate + 3.5%/year
- In case loan period >= 50% deposit period: Loan interest rate = Deposit interest rate + 4%/year
With SHB Mobile’s modern, secure digital platform, customers can make savings book mortgage loans anytime, anywhere, with easy operations in just 1 minute. Online savings mortgage loan limit is up to 90% of book value, maximum 3 billion VND/loan with 05 loans/savings book and unlimited number of loans per customer.
Always focusing on customers, SHB will continue to bring safe, convenient digital financial solutions and many incentives to customers.
