Understanding the need to use capital during the peak season at the end of the year, from now until December 31, 2023, Saigon – Hanoi Bank (SHB) launches the preferential program “30 years of companionship – Continuing gratitude” Attractive loan interest rates for individual customers (KHCN). Total preferential limit is up to 5,000 billion VND.
Accordingly, customers who are borrowing capital from SHB for the purpose of production and business, buying a house, buying a car, consumer loan… will have their loan interest rate reduced by up to 1.5%/year compared to the normal interest rate. In particular, loyal customers who use many bank products and services can receive additional incentives of up to 2.5%/year.
Not only supporting existing customers, from the beginning of 2023, SHB has set aside a credit limit of up to 10,000 billion VND for new disbursement customers. Customers who need to borrow capital for production and business will enjoy interest rates from only 8.9%/year and from only 9.39%/year if borrowing to buy a home. In addition, customers who use other products and services according to SHB’s policies will also receive an additional 1% discount per year.
SHB representative shared that this program is focused on being implemented by the bank at the end of the third quarter because this is the period when the capital needs of small businesses and consumers increase rapidly to serve the year-end holidays and New Year.
“Adjusting and reducing interest rates for individual customers and large-scale credit support packages are practical actions to support the community and people, creating conditions for customers to access preferential loans. , contributing to production and business growth, promoting consumption while demonstrating SHB’s role and responsibility in implementing the guidelines and operating policies of the Government and the State Bank. This is also a thank you to all customers who have trusted and accompanied the Bank for the past 30 years.” SHB representative emphasized.
With the philosophy of “Customer-centric”, SHB always strives to develop products and upgrade services to maximally meet the financial needs of a large number of customers. From the beginning of the year until now, SHB has actively implemented a series of practical promotions such as incentives for customers to open overdrafts and credit cards; giving away tens of thousands of Shopee and Grab discount Evouchers to international credit card holders;…
Recently, SHB has also continuously successfully signed many international loans from large organizations WB, ADB, IFC… such as grants and investments with a total value of 26 ODA projects of over 2.6 billion USD. ; Medium and long-term capital borrowed from international organizations of nearly 400 million USD helps the bank diversify its capital sources to meet the increasing credit needs of customers for production and business activities.
In addition, in order to increase benefits for customers, SHB has increased the expansion of links with major partners such as Vinaphone, Vietnam Airlines, FUTA, e-commerce platforms… to provide choices, products and services. Diverse services, fastest response to financial needs and above all, accompany and develop with SHB customers.
With business development efforts and the support and trust of customers, in the first half of 2023, SHB was continuously honored by many international financial organizations (ABF, Global Finance, FinanceAsia…) at awards Important awards in the categories of digital banking, retail banking, wholesale banking, ESG sustainable development… This is recognition and confirmation of SHB’s ever-increasing brand stature, reputation and position. international arena./.
