In order to help individual customers access loans with preferential interest rates, Saigon – Hanoi Bank (SHB) launches the program “30 years of stability – Thousands of preferential loans” with a total limit of up to 7,000 billion VND. copper.
Accordingly, customers who need loans for production and business will enjoy preferential interest rates from only 9.9%/year and loans to buy project houses with interest rates from only 10.8%/year. After the preferential period, the interest rate adjusts with a margin of only 1.0%/year. Offer applies to customers who disburse funds during the program, have registered to use the SHB Mobile Banking App and used at least 03 SHB products and services.
In addition, customers who borrow money during this period will also be able to participate in many attractive incentive programs from other SHB products and services such as: Depositing money online will receive an additional interest rate of up to 0.8%. /year compared to over the counter. Free beautiful number account with same phone number/birth date worth 880,000 VND,…
In addition, SHB applies a policy of free early repayment penalties after a period of 60 months, is flexible in procedures, loan documents and speeds up disbursement to facilitate and help customers access quickly with preferential loan capital.
This program will be implemented at the beginning of the second quarter of 2023, when the production, business and consumption season begins. Every year, this is also the time when capital needs of businesses and consumers begin to increase; Credit growth began to move stronger.
Recently, SHB has successfully cooperated with many high-value international loans to help the Bank diversify capital sources to meet customer needs, serving production, business, and investment activities. investment and development. Many large financial institutions such as WB, ADB, IFC, KfW… have promoted cooperation with SHB through grants; We can mention grants and investments with a total value of 26 ODA projects reaching over 2.6 billion USD; Additional capital from trade finance limits reached more than 800 million USD in the past year; Medium and long-term capital borrowed from international organizations has reached nearly 400 million USD.
Continuing the core mission of being a “Trusted Partner” and always bringing “The most suitable solution” to customers through many preferential policies and programs, associated with tailor-made products and solutions. In accordance with the characteristics of each customer group, SHB expects that the above preferential credit package of VND 7,000 billion will continue to contribute to increasing benefits for customers in the journey of gratitude for 30 years of companionship and development of SHB. Bank in the same country.
The program will last from now until December 31, 2023 or until the total amount of credit is fully disbursed, whichever is sooner.
For more detailed information, customers can go to SHB transaction points nationwide or contact the 24/7 Customer Care Hotline: *6688 for support.