SHB joins hands with the Government to support a 2% reduction in loan interest rates for businesses

Saigon – Hanoi Bank (SHB) deploys an interest rate support package for customers who satisfy the conditions specified in Decree No. 31/2022/ND-CP dated May 20, 2022 of the Government.

Accordingly, from now until December 31, 2023, SHB will deploy this interest rate support package throughout the system, directly reducing loan interest rates by 2%/year for customers who are businesses, cooperatives, business households that satisfy the conditions specified in Decree No. 31/2022/ND-CP dated May 20, 2022 of the Government.

Specifically, customers are businesses, cooperatives, and business households in priority industries, including: Forestry, fisheries, processing industry, manufacturing, education and training; Social housing construction projects, housing for workers, etc. When borrowing capital at SHB, you will enjoy a preferential interest rate reduction of 2%/year.

This is a large-scale credit package of 40,000 billion VND, deducted from the State budget according to Decree 31/2022/ND-CP of the Government and Circular 03/2022/TT-NHNN of the State Bank to support Enterprises, cooperatives, and business households overcome business difficulties according to the Government’s policies.

SHB is one of the first Joint Stock Commercial Banks to participate in implementing this policy with a total support limit of VND 710 billion, applicable from now until December 31, 2023.

Previously, in the years 2020 – 2021, in the context of the Covid-19 pandemic, SHB actively accompanied businesses to overcome difficulties with a series of practical and outstanding support programs and was one of the leading banks in the world to overcome difficulties. Joint stock commercial banks reduce interest rate support the largest to support customers during the pandemic.

SHB is also the only Joint Stock Commercial Bank, along with economic corporations, to participate in the Government’s Online Conference, to remove difficulties for businesses during the epidemic period organized by the Government in August 2021.

Immediately after that, SHB deployed a credit package worth more than VND 30,000 billion with preferential interest rates for businesses during and after the COVID pandemic, and was the Joint Stock Commercial Bank awarded a Certificate of Merit by the Prime Minister in accompanying The Government removes difficulties for businesses and implements social security during the pandemic period.

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